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Hello Fed Options Community, Keeping up with the latest news in Federal Benefits is crucial. It allows you to stay informed about any changes that could impact the benefits you receive. At Fed Options, we understand how important this is. That's why we're committed to bringing you the most recent and relevant news in Federal benefits. Remember, staying informed is the first step towards making the most of your federal benefits. we're here to make that process easier for you.

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Top 5 Reasons Why Age 62 is the Sweet Spot for FERS Retirement

For federal employees who are eligible to retire at their MRA or at 60, waiting until age 62 comes with a handful of perks. While early retirement may seem tempting, waiting until 62 under FERS can unlock a suite of financial advantages that significantly impact long-term stability and income....

Aug 13, 2025 federal retirement fers

3 Biggest Impacts on Federal Benefits Happening NOW!!

Back in April, there was some alarming news coming from Capitol Hill regarding federal employee retirement benefits. Luckily, all of these spending cuts have been removed from the budget resolution bill recently approved by Congress and passed into law. Let’s look at what has been removed from...

by Cassie Graves — Jul 10, 2025 federal benefits federal retirement

What is the 5-Year Rule Waiver for FEHB?

The waiver of the five-year rule for the Federal Employees Health Benefits (FEHB) in retirement is a special exception granted by the Office of Personnel Management (OPM) under specific circumstances. Normally, federal employees must be continuously enrolled in FEHB for the five years immediat...

by Cassie Graves — Jun 19, 2025 federal retirement fehb

Some Federal Retirees Have Started Receiving More Benefits Thanks to Passage of Social Security Fairness Act

One of the last acts passed by the previous Congress, the Social Security Fairness Act, effectively ended two rules that lowered certain retirement and survivor benefits. Although the law is retroactive starting in January 2024, those impacted by the WEP and GPO have started seeing higher depo...

by Cassie Graves — Jun 12, 2025 csrs federal retirement social security

How Will New Online Retirement Application Work for Federal Retirement?

Unpacking the new ORA (online retirement application) set to rollout on June 2, 2025. Here’s what we know and how Fed Options can help! Federal Retirement Application Process Moves Online this June Since the 1970s, OPM has essentially had the same process for handling CSRS and FERS retirement cl...

May 28, 2025

Everything You Need to Know About Recent and Upcoming Changes to the Roth TSP

What makes a Roth TSP different from a Roth IRA? This answer used to be twofold, with the biggest differences pertaining to income limitations and required minimum distributions (RMDs). Unlike a Roth IRA, a federal employee can contribute to a Roth TSP without worrying about income limits. And...

May 21, 2025 federal employee benefits federal retirement tsp

Federal Retirement Application Process to Drastically Change

Feds are going to need a trusted advisor in their corner to ensure they are making the best decisions about their benefits and retirement planning. On May 7th, the OPM director sent out another memo for this year explaining that one of the most important systems will now be digitized. For year...

by Cassie Graves — May 15, 2025 digital federal employees federal retirement opm

Federal Benefits Targeted by Congress

A budget resolution was recently approved by the Senate, instructing a House committee to slash $50 billion in federal spending from federal employee benefits. Here’s what we know about the proposal, the next steps, and what it could mean for your federal employee clients and their retirement pla...

Apr 17, 2025

Federal Retirement Myths: Debunking Early Retirement Myths for Federal Employees

Reviewing three commonly misunderstood rules regarding retiring from the federal government. Which of these did you think was true? 1. You Need an Application for the FERS Special Retirement Supplement (SRS). False! Federal employees do not need to apply for the SRS, which supplements soc...

Apr 11, 2025

Deferred Resignation 2.0 and Retirement Checklist for Federal Employees

Deferred resignation round 2? Help federal employees navigate their options! Plus – a 2025 Federal Retirement Checklist At least 3 federal agencies were recently given deferred resignation or “buyout” offers. Employees at the Small Business Administration (SBA) reportedly have until April 7th, ...

by Ben Derge, Cassie Graves — Apr 03, 2025 federal retirement